Level‑funded and experience‑rated medical plans offer more transparency than traditional fully insured plans – but that transparency is only valuable if HR understands how to use it.
In this session, benefits expert Jason Lombardi will help HR professionals understand and break down the individual components of level‑funded and experience‑rated renewals and learn how those components are recalculated during the renewal negotiation process.
By the end of the session, attendees will have a clearer understanding of how renewals work across different market segments, how to deconstruct a renewal, recognize which components are fixed versus adjustable, and engage more confidently in renewal discussions with brokers and carriers – moving from reactive decision‑making to informed, strategic conversations.